When saving for the future, it’s important to do so with a bank you trust. We provide the services you need and options that include traditional personal money market and savings accounts, Health Savings Accounts (HSA), youth savings accounts and more, meeting your personal savings needs both now and for years to come.

Personal Money Market Account

  • $100 minimum opening deposit
  • Average daily balance of $2,500 to avoid a monthly service charge of $15
  • Free eStatement or $3 fee for paper statement
  • Tiered Interest Rates paid on average daily collected balances of $2,500 or more
  • Free online banking
  • Free mobile banking
Important notice: The number of withdrawals and/or transfers are limited to six that may be made from a money market account by check, debit card, telephone/PC transfer (including bill payments) and preauthorized transfer each monthly statement cycle.

Personal Savings

  • $100 minimum opening deposit
  • Average daily balance of $500 to avoid a monthly service charge of $5
  • Free eStatement or $3 fee for paper statement
  • Earns interest
  • Free online banking
  • Free mobile banking
Important notice: Only six preauthorized debit transactions are allowed per monthly statement cycle.

Youth Savings

  • $25 minimum opening deposit
  • Free eStatement or $3 fee for paper statement
  • Earns interest
  • Free online banking
  • Free mobile banking
Important notice: Only six preauthorized debit transactions are allowed per monthly statement cycle.

Health Savings Account (HSA)

A Health Savings Account (HSA) offers you the ability to save for your health care deductible and pay for qualified medical expenses. There are tax savings for eligible customers.

  • $100 minimum opening deposit
  • No monthly service charge
  • Free eStatement or $3 fee for paper statement
  • Earns interest
  • Mastercard® debit card
Tax-free withdrawals for qualified medical expenses. Visit www.irs.gov for a complete list of qualified expenses.

Tax-deductible contributions up to the annual contribution limit. Visit www.irs.gov for information about contribution limits.

*Consult with your tax advisor or health insurance provider for more information.

Eligibility

  • You are covered under a high-deductible health plan (HDHP)
  • You are not covered under another type of health plan that is not an HDHP (certain exceptions apply)
  • You are not enrolled in Medicare
  • You may not be claimed as a dependent on another individual’s tax return

corner graphic